Full Payment or Instalment: Which Is Better to Buy an Apartment

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When looking for a luxury apartment for sale in Karachi, a person has to take the right steps to ensure that not only the best perks are availed in the budget but also the right choice is made. Your apartment or home is never a short termed decision. Even from an investment point of view, it’s necessary to narrow down your list before finally making the decision to invest in your living standard.

A Rise in Apartments and houses for Sale in Pakistan

With the rising number of real estate projects all over Pakistan, most people often opt to live in one of the three major cities of the country. Islamabad, Lahore and Karachi. While Lahore and Islamabad are developed, they are much more congested due to the lack of area. This leaves Karachi as the first choice because of its space as well as its metropolitan stature. Karachi, being the largest city of Pakistan and its former capital too, has been developed and is still considered one of the best cities to live in Pakistan.

Full Payment or Instalment: Which Is Better to Buy an Apartment

Looking for the right place to live

However, purchasing real estate can be quite a burden on a person unless the right project is found and invested in. Not only do you have to look at all the prospects and disadvantages of the property you may invest in, but you also need to know whether the projected appreciation will actually occur or not. This is best done by looking at the portfolio of the builders. However, most of the time the decision comes down to the finality of price and payment procedures.

Full Payment or Instalment: Which Is Better to Buy an Apartment

Payments should not be a burden

Not everyone is able to give a single payment to completely settle their dues in an instance. And for this reason most flats for sale in karachi on installments, especially the ones under construction along with being a great investment opportunity like Sohnhi Saiban, opt to give their customers the ability to choose from different payment plans which best cater to their needs.

Opt Best for yourself

There are a certain number of discounts that a customer can avail should he choose to give a single payment to the builders, yet this is often not the most feasible option. In a single payment while you will be free of debt and you will gain the possession of your property as soon as possible, a tidy sum will have been deducted from your accounts which can always be a serious blow to your finances. Also, an under construction project can rear up many problems and situations in which case selling off your property can be quite a hurdle.
Choosing an installment package along with a house loan is sometimes a better option. While at the end you may have to pay more compared to the single payment amount, yet you can rest easy that these installments in small amounts are much more manageable for an average person.

What Sohni Saiban Offers

Sohni Saiban offers two installment plans for your convenience. You have the choice to either pay quarterly installments of monthly installments, whichever seems feasible for you. This allows you as prospective owner to actually gain possession of your property upon your own terms. Instead of experiencing a financial crash, these minimal amounts (in comparison to a single down payment) are much easier to manage and allow for you to make payment upto the 10th of the month the installment becomes due.
For Type-A apartments, the total amount that a customer pays will amount to Rs. 6,750,000. For Type-B apartments the total amount of payment shall conclude to Rs. 6,375,000. You can further check for specifications at

Sohni Saiban Specification or simply call us at 021-34540950 OR 0335-SAIBAN1.
To simply put, it solely depends upon your financial condition for the schedule you opt for when looking for a flat for sale in Karachi, but often you will surely observe that opting for installments is definitely a better choice when compared to putting up all the cash in your project. In other words, our advice is to analyze finances before making the decision to invest, as the cost involved can be quite high.